Refund and Fee Policy
Please Read Carefully
Kovalev Insurance Agency does not provide refunds.
Credit card transactions have added fees of 3.25% of the total
payment amount.
ACH transactions have added fees of $ 5.00 per transaction.
Rejected/bounced ACH transactions shall have an additional fee
of $ 25.00 per transaction.
Your use of this Site signifies your understanding and acceptance
of the terms of this Refund and Fee Policy.