Refund and Fee Policy

Please Read Carefully

Kovalev Insurance Agency does not provide refunds.

Credit card transactions have added fees of 3.25% of the total payment amount.

ACH transactions have added fees of $ 5.00 per transaction. Rejected/bounced ACH transactions shall have an additional fee of $ 25.00 per transaction.

Your use of this Site signifies your understanding and acceptance of the terms of this Refund and Fee Policy.