Insurance is a complicated subject. Life changes, and it’s important to make sure that your insurance protection plan changes with it. Oftentimes, we purchase insurance and then despite various life changes, it can be years before we review it.
While Kovalev Insurance conducts a complimentary review for each of our clients every few years, we feel it’s important to have an educated clientele. As such, we have included this handy reference page, which helps explain the primary things we look for. In addition, you will be able to request a review from right here. One of our seasoned professionals will get back to you with comments and suggestions post haste!
Kovalev Insurance Provides a variety of homeowners protection policies including:
Picking the right umbrella coverage is both subjective and difficult. An easy rule of thumb is to add up all your assets including property, investments, income, etc. and then round up to the next million. Unfortunately, when faced with a catastrophic event, the amount for which you can be sued is limitless, so finding catch-all coverage is nearly impossible. You should purchase as much insurance as possible within your budget. The typical premium for a $1,000,000 umbrella policy is around $200/year while a $5,000,000 policy will cost approximately $1,000/year.Visit Page
Please feel free to contact us at any time to schedule a full review of your policies. Life changes and your insurance policies should change accordingly.
We are always here to help you choose the right coverage for your specific circumstances.