It’s often hard for independent contractors to find insurance tailored to their specific trades. Every business owner should have business owner’s insurance, but business owner’s insurance is often too generic to provide reliable and affordable insurance for a particular contractor’s trade. 

Should all Massachusetts contractors get customized insurance?

Does a plumber in Needham need the same insurance as an HVAC contractor in Newton or an electrician in Wellesley? Some of the risks are the same no matter what the trade. Every MA contractor risks being sued for personal injury, property damage, or professional negligence. But generalization isn’t usually the best way to go when it comes to insurance. Paying attention to the details is the important thing. That’s why contractors in Massachusetts need to have business owner’s insurance and Artisan Insurance. 

Is Artisan Insurance the same as Contractor’s Insurance?

Artisan Insurance is the detailed part of a Masachusetts Contractor’s Insurance. It can be shaped to meet the needs of specific businesses: matching to a specific trade, budget and size of business.

Consider the roofing contractor in Newton, MA, Needham, MA, Wellesley, MA, or greater Boston. Everyone knows that roofing comes with risks and that even the most experienced, most qualified roofer can get it wrong or be thrown off track by an accident. 

Artisan Insurance covers multiple areas of a Massachusetts roofer’s business

Tools and equipment insurance takes care of your tools, the tools of your employees, and even borrowed tools. For the coverage to be effective, the tools can be in hand, in a vehicle, or even in a trailer at your business location or a job site.

Professional negligence or liability insurance helps financially if you’re sued for bad workmanship. Anyone who has ever faced a professional negligence claim knows that it can quickly become expensive, but with Artisan Insurance, much of that financial burden will be taken care of.

Contractors errors and omissions insurance in Artisan Insurance offers protection if you’re accused of making a mistake in your actual work or your job estimation.

Personal injury coverage protects you if a third person is injured due to something you did or did not do. When that tool slips and lands on a person below, the last thing you want to be worrying about is the financial cost if you’re held liable.  

What’s special about Artisan Insurance?

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The great thing about Artisan Insurance is that it is versatile. Every viable trade and every viable business can be insured. But getting it right is essential and not always obvious. Regarding Artisan Insurance you don’t want to buy a one-size-fits-all policy. You should talk to an agent who understands your business and your region of employment. 

For roofers’ insurance which is the best Artisan Insurance agency in Needham, Newton, Wellesley, and Brookline MA?

Kovalev Insurance Agency in Newton, MA, has been helping and advising roofers in the Greater Boston area for decades. Our highly skilled insurance agents understand that local businesses need local attention and that the personal touch and experience is the best insurance there is. Talk to the best business insurance agents in Newton, Mass., today.

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For more information on Massachusetts's best-rated artisan contractor insurance coverage, contact Kovalev Insurance Agency.